If Health Insurance becomes manditory...

Kelly Thundercloud

New member
Joined
Aug 18, 2010
Location
Richfield, WI
I always think of things like this...For example, when I was told that if you are driving through a snowstorm and you go into the ditch, you will be fined just because you are driving in bad weather...I asked "Well what if you are on your way to see your mother who is on her death bed?"

So I bring you the question...

If health insurance becomes manditory for everyone, what about the people who don't go to the doctor ever because they don't believe in conventional medicine? They will never ever use the medicine, so they will be paying for nothing! Why couldn't they sign some document that they agree not to be taken to the hospital for anything and this would enable them to not pay for insurance?

I don't know if this entirely applies to me...I mean, I guess if I needed a transfusion I'd go to the hospital. But my insurance company is going to keep the vast majority of the money I pay them...since I won't set foot in a doctor's office.
 

jfh

perpetual student
Joined
Dec 3, 2007
Location
Texas, USA
People do have accidents. Broken bones. Toxic fumes. Newly discovered genetic problems. Athletic concussions. Sometimes alt med can't fix things fast enough. Some things take time to work. Infrastructure problems mostly require immediate assistance.

I treat health insurance like I treat auto insurance. It's for accidents. I've paid auto insurance for 40 years. Did not use it until last years hail storm. It wasn't something I could fix.
 

D Bergy

Member
Joined
Apr 16, 2006
The whole point of insurance is to spread risk. It is known that x amount of people will have very few claims, and that extra money collected from them goes to pay for the x amount of people that will have a lot of claims.

It is supposed to average out the risk, but it also encourages running to the doctor for every minor problem, as no matter how much you use it, your individual cost will not go up.

They attempt to correct this behavior with co-pays and deductibles.

That said, I doubt it will become compulsory, at least not on a Federal level.
I cannot see that surviving the supreme court, and many exemptions have already been given out.

Until they address the root cause of the problem which is the high cost of conventional medical care, the rest is not going to accomplish much.

Insurance does little to reduce overall cost. There are structural problems that need to be corrected that could reduce costs in a short time. The problem is that it would require some back bone from our political leaders, and that is something that is in short supply.

Dan
 

kind2creatures

...elusive dreamer
Joined
Apr 5, 2009
Location
USA
I'm like jfh, will never be without health or auto insurance. My husband and I rarely go to the doctor, but if we had something severe happen suddenly, or were in a car crash, etc. we want to be covered for the expenses which can be tremendously high, and be in control of the situation. It's the only smart and responsible thing to do. Like Dan said, bringing down the inflated medical costs and the cost of insurance premiums for the individual would be the way to go, the only fair way. Greed can be replaced with human compassion, wouldn't that be nice? ;)
 

limitme

New member
Joined
Apr 29, 2010
health insurance is already mandatory. the government already forces most employers to join a type of HMO for their employees.
 

Arrowwind09

Standing at the Portal
Joined
Oct 16, 2007
kind2creatures, if you think that having health insurance assures that you are in control of the situation you better think again, most seriously.

We don't have insurance. If something terrible happens we just die. If we can make it we head for Mexico. I spent 3.5 hours in an ER in Mexico recently, had lab work, a sonogram and consult with 3 physicians... the total cost was $200. follow up visits of which I had two, were free..... this, after seeing a doctor in the states and paying out of pocket $800 plus $450 in insurance.. and they didn't fix the problem, they gave no diagnosis or treatment, but wanted me to go for more tests with a different doctor. In Mexico in 3.5 hrs I got a diagnosis and a treatment that works.

This hospital I went to in Mazatlan is known for its expert cardiac care and surgical procedures.... although my issue was not of that nature.... Sharp Hospital.... and almost everyone spoke English.

I don't think that Obama care will ever be implemented.
 

Arrowwind09

Standing at the Portal
Joined
Oct 16, 2007
IIf health insurance becomes manditory for everyone, what about the people who don't go to the doctor ever because they don't believe in conventional medicine? They will never ever use the medicine, so they will be paying for nothing! Why couldn't they sign some document that they agree not to be taken to the hospital for anything and this would enable them to not pay for insurance?

.
It is irrelevant to them. You are just a warm body that can cough up money. Signs of a police state, a dictatorship, and loss of constitution.
 

Arrowwind09

Standing at the Portal
Joined
Oct 16, 2007
health insurance is already mandatory. the government already forces most employers to join a type of HMO for their employees.
Employers, many, if not most do not provide mandatory health insurance. The employee must sign on to it and purchase it through the employeer and that purchase is not mandatory, except in maybe Massachusuetts..
 

happy2bhere

Observing cool stuff
Joined
Aug 8, 2012
Location
INternets
:bump:

It's mandatory now. And it's a crapstorm.

Why does this "MUST HAVE INSURANCE WITH OBAMA" frighten me?

I can recall a few years back that the "conspiracy theorists" were claiming we would ALL be FORCED to sign up or PAY. They were laughed at.

I am not laughing. This just seems wrong.

What drove this?:confused:
 

kind2creatures

...elusive dreamer
Joined
Apr 5, 2009
Location
USA
I think everyone should have some type of health care coverage. For many years I made sure I had health insurance through my job, or paying for it out of pocket when I retired. Now with the Affordable Care Act, the cost is much more reasonable with the tax credits. Also, pre-existing conditions are no longer a reason for insurance companies to deny someone coverage, and they cancell your policy for no good reason anymore like they used to do.
 

Donee

New member
Joined
Apr 8, 2006
Location
California
Insurance is a con

When I went off to war in 1941 (WW2) you bought your health care
the way you bought your groceries. When I got back there was this
monstrocity: health insurance. In WW2 we defeated our enemies
overseas, but we lost a degree of rational behavior right here at home.

Insurance is quite simply targeted socialism. And while socialism is often
appealing to weak individuals it always fails to a large extent.

It is coming about right here in what used to be the good 'ol U.S.of A.

We now live in obamaland--a dictatorship . . . Whether we can win this
war is, as yet, unknown.
 

d0ug

Member
Joined
Nov 29, 2013
Location
Dominican Republic
From the time this thread started till now. It started out I don’t think mandatory health insurance will come to how we get out of it.
I agree Donee the system was starting to hurt when people realized that the medical system we have dose not work but they want all to pay for the system.
The U.S. medical system is the number one killer and it has failed us to treat chronic ailments. The group of medical people who can treat chronic ailments are not part of the people the government is willing to pay because they don’t use drugs.
The drug empire is behind this whole idea of getting everyone to pay.
 

Solstice Goat

Frater Aegagrus
Joined
Aug 7, 2012
Location
Seattle, WA
Dishonesty drove it

It's mandatory now. And it's a crapstorm.

Why does this "MUST HAVE INSURANCE WITH OBAMA" frighten me?

I can recall a few years back that the "conspiracy theorists" were claiming we would ALL be FORCED to sign up or PAY. They were laughed at.

I am not laughing. This just seems wrong.

What drove this?:confused:


The whole idea that if I have more money than you, the government needs to make things 'fair' by stealing part of my money, and giving it to you.

Of course, you cannot have an honest agreement with a dishonest person; a thief is a thief. Amazing how many people fall for internet scams because they think the thief will give them something for free.

People really think that added layers of bureaucracy can add efficiency, so now your healthcare will be just like the DMV. :shock:

If anyone can post ONE example of the Supreme Court (which is unconstitutional, btw) ruling against the Federal Government, I'll pay your first years premium of 'free' government healthcare.;)
 


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